Disability
insurance is designed to protect your income and standard of living.
If disabled and unable to work, your expenses don't stop. In fact,
your monthly expenses could even increase - especially if you need
additional help at home, can no longer drive, or have to pay for
expenses that aren't completely reimbursed by your medical coverage.
Disability insurance will provide monthly payments to help you meet your
ongoing daily living expenses.
may be greater
than you think. If you like most people and have trouble
living within your income, how would you live without your income?
At age 30: you have
approx. a 44%
chance
At age 40: you have
approx. a 41%
chance
At age 50: you have
approx. a 36%
chance
of suffering a long
term (90 days or longer) disability prior to age 65. The
average duration of disability that has lasted at least 90 days
is 5.8 years.
Click on the
mouse to get your personal Disability quote...